|
AGRICULTURAL
Insurance Programs designed to grow your operation
WINERIES:
From the time of harvest, through crushing, fermentation and bottling, we know the exposures related to your industry, and custom design our insurance programs accordingly.Our experienced brokerage personnel have experience in working through complex losses such as contamination equipment failure, production accident or sabotage.
PROGRAM HIGHLIGHTS:
• Contamination •Infestation
• Selling Price Clause •Consequential Loss
• Product Liability •Loss of Business Income
• Valuation of Stock while in Process
• Environmental Liability •Advertising Liability
• Broad Form Vendors Liability •Comprehensive
• Cover including Production Machines
• Mechanical Breakdown Coverage
• Off Premises Power Failure
• Refrigeration Breakdown on Covered Vehicles
• Product Withdrawal Expense
GREENHOUSES:
We offer a customized insurance program underwritten by the country’s foremost insurer of greenhouses. We provide insurance programs to a vast number of greenhouses throughout the Niagara Region, and understand the specific needs of greenhouse operators.
PROGRAM HIGHLIGHTS:
• Coverage for Glass and Poly Greenhouses including all permanently attached fixtures and equipment
• Service Buildings and Dwellings
• Mechanical Breakdown • Crop Protection for plants, vegetables, flowers, etc.
• Loss of Income • Business Interruption
• Commercial General Liability • Transit
• Vehicles: Individual Units and Fleets
• Stock and Equipment
FARMS:
We have insured generations of farm operators who have faced almost every kind of risk including the potential loss of dwellings, barns, greenhouses, vehicles and machinery. Comprehensive policies are available to cover any type of farm operation regardless of size including co-operatives, livestock, breeding and poultry farms, cash crops, tender fruit, vegetables, dairy, vineyards and nurseries. Our large volume of farm business means that we get strong support from our specialized markets to meet farming community needs.
PROGRAM HIGHLIGHTS:
• Dwellings • Farm Buildings
• Greenhouses • Equipment • Implements
• Vehicles: Individual Units and Fleets
• Livestock • Produce • Business Income
• Liability • Boiler and Machinery
• Mechanical Breakdown • Loss of Income
• Farm Liability
|