Verge Insurance Group has a long history of creating exceptional insurance programs for contractors across Niagara and Southern Ontario. We understand the losses that can occur in the construction industry, and we create insurance programs that respond quickly and equitably to such losses. Our construction division is staffed by experts with years of experience in dealing with all types of contractors and related industries. We are also members of the Heavy Construction Association and the Niagara Construction Association.

How Does Our Client Referral Program Work?
Participating in our Client Referral Program is easy. Here’s how it works:
- Refer: Share your positive experience with us with friends, family, or colleagues who may benefit from our services. You may refer up to five people per month through our Client Referral Form or in-person.
- Contact: Once we receive your referral, our team will reach out to the prospective client to understand their insurance needs.
- Serve: We’ll provide top-notch service to your family and friends, tailoring insurance solutions to their requirements and providing them with expert guidance throughout the process.
- Reward: As a token of our appreciation, you’ll receive a $25 Amazon Gift Card when you refer a client. You will also be entered in our monthly and annual draw. Please see below for the rules and regulations.
Our Commitment to Privacy
Rest assured that we value your privacy and your referrals’ privacy. We will handle all information shared with the utmost care and in compliance with all relevant privacy regulations. Click here for our Privacy Policy.
Join Us in Making a Difference
By participating in our Client Referral Program, you not only receive rewards but also contribute to building a stronger, more informed community. You help individuals and businesses make well-informed insurance decisions, helping to protect their futures.
Ready to Get Started?
Thank you for considering us for your referrals. Your trust in our services is invaluable to us. To refer a client or learn more about our Client Referral Program, please fill out the referral form and email it to verge@vergeinsurance.com or contact our dedicated team today at 905-688-9170.
👉Download Verge Insurance Client Referral Form
At Verge Insurance Group, we look forward to welcoming your referrals and continuing to serve you with excellence and professionalism.
Rules and Regulations:
- Builder’s Risk Coverage
- Blasting, Shoring, Underpinning
- Equipment Floaters
- Contractor’s Liability
- Environmental Liability
- Wrap Up Liability
- Design and Professional Liability
- Directors and Officers
- Employment Practices
- United States Liability and Worker’s Compensation
- Fleet Insurance
- CCDC Compliance
- Professional advisors
- Tailored insurance programs
- 24 hour claims service
Our centralized surety team provides a high level of expertise arranging surety terms for our clients. The surety team routinely assists clients with the preparation of the necessary information in the manner required to obtain the most beneficial bonding facility, be it first time bonding or increasing your capacity.
All bonds are prepared by our team, utilizing our powers of attorney for the major surety companies. Non standard, or customized bonds are dealt with quickly and accurately. All types of bonding are routinely underwritten.
Let us ensure that you have access to an entire line of products that are required to properly protect your interests. We offer products such as:
- Bid Bond
- Tender Bond
- Surety’s Consent
- Agreement to Bond
- Performance Bond
- Labour and Material Payment Bond
- Supply Bond
- Maintenance Bond
- Lien Bond
- Release of Lien Bond
- Coverage for rented, leased or borrowed equipment
- Replacement cost on newer equipment
- Loss of income due to loss of use of equipment
- Rental reimbursement for equipment
- Electrical damage to stationary and mobile equipment
- Loss Control Design
- Contract Analysis
- Custom Policy Wordings
- Team Approach
- Alternative Risk Financing
- Premium Finance
- Centralized Surety Team
- Business Continuity Planning
- Fleet Safety Consulting
- Customized Support Team for quick issuance of required documents/bonds