Construction & Surety

Verge Insurance Group has a long history of creating exceptional insurance programs for contractors across Niagara and Southern Ontario. We understand the losses that can occur in the construction industry, and we create insurance programs that respond quickly and equitably to such losses. Our construction division is staffed by experts with years of experience in dealing with all types of contractors and related industries. We are also members of the Heavy Construction Association and the Niagara Construction Association.

  • Builder’s Risk Coverage
  • Blasting, Shoring, Underpinning
  • Equipment Floaters
  • Contractor’s Liability
  • Environmental Liability
  • Wrap Up Liability
  • Design and Professional Liability
  • Directors and Officers
  • Employment Practices
  • United States Liability and Worker’s Compensation
  • Fleet Insurance
  • CCDC Compliance

  • Professional advisors
  • Tailored insurance programs
  • 24 hour claims service

Our centralized surety team provides a high level of expertise arranging surety terms for our clients. The surety team routinely assists clients with the preparation of the necessary information in the manner required to obtain the most beneficial bonding facility, be it first time bonding or increasing your capacity.

All bonds  are prepared by our team, utilizing our powers  of attorney for the major surety companies. Non standard, or customized bonds are dealt with quickly and accurately. All types of bonding are routinely underwritten.

Let us ensure that you have access to an entire line of  products that are required to properly protect your interests. We offer products such as:

  • Bid Bond
  • Tender Bond
  • Surety’s Consent
  • Agreement to Bond
  • Performance Bond
  • Labour and Material Payment Bond
  • Supply Bond
  • Maintenance Bond
  • Lien Bond
  • Release of Lien Bond

  • Coverage for rented, leased or borrowed equipment
  • Replacement cost on newer equipment
  • Loss of income due to loss of use of equipment
  • Rental reimbursement for equipment
  • Electrical damage to stationary and mobile equipment

  • Loss Control Design
  • Contract Analysis
  • Custom Policy Wordings
  • Team Approach
  • Alternative Risk Financing
  • Premium Finance
  • Centralized Surety Team
  • Business Continuity Planning
  • Fleet Safety Consulting
  • Customized Support Team for quick issuance of required documents/bonds